Anti-money Laundering Policy

Following are our policies outlining our obligations under the PCMLTFA and its associated Regulations. By implementing this AML policy, we will contribute to the collective efforts to combat money laundering and ensure the integrity of the financial system.

Juvy’s Gold Jewellery Shop Ltd. will;

1. Adhere to all applicable AML laws, including;

• The Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA)
• Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)requirements
• We will cooperate with the PCMLTFA and FINTRAC in matters related to AML and provide necessary information to aid in investigations.

2. Appoint a compliance officer who is responsible for implementing the program;

3. Develop written compliance policies outlining our legal obligations under the PCMLTFA

4. Develop corresponding written procedures to implement our processes to meet our policies.

5. Keep our policies and procedures up to date

6. Print our policies and procedures and kept available in the office for reference by employees

7. Approve our policies and Procedures by a senior officer

8. Conduct a documented risk assessment concerning money laundering and terrorist fundingactivity

9. Monitor our transactions to process large or unusual transactions (identified transactions).

10. Initiate the KYC process on identified transactions before the transaction is completed.

11. Screen customers against internation terrorist organizations when required

12. Develop a training program for our employees to implement our procedures

13. Initiate and document the employee training.

14. Initiate a review to test the effectiveness of your policies and procedures, risk assessment, and training program.

15. Initiate a follow up review to test the effectiveness of your policies and procedures, risk assessment, and training program every 2 years.